{"id":1354,"date":"2025-02-10T18:00:54","date_gmt":"2025-02-10T18:00:54","guid":{"rendered":"https:\/\/naujienosversle.lt\/index.php\/2025\/02\/10\/lietuvoje-indeliu-palukanu-normos-gyventojams-didesnes-nei-euro-zonoje\/"},"modified":"2025-02-10T18:00:54","modified_gmt":"2025-02-10T18:00:54","slug":"lietuvoje-indeliu-palukanu-normos-gyventojams-didesnes-nei-euro-zonoje","status":"publish","type":"post","link":"https:\/\/naujienosversle.lt\/index.php\/2025\/02\/10\/lietuvoje-indeliu-palukanu-normos-gyventojams-didesnes-nei-euro-zonoje\/","title":{"rendered":"Lietuvoje ind\u0117li\u0173 pal\u016bkan\u0173 normos gyventojams didesn\u0117s nei euro zonoje"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<div class=\"item_summary\">\n<p>Lietuvos bankas skelbia 2024 m. gruod\u017eio m\u0117n. m\u016bs\u0173 \u0161alies ir kit\u0173 euro zonos \u0161ali\u0173 kredito \u012fstaig\u0173 (bank\u0173 ir kredito unij\u0173) nauj\u0173 paskol\u0173 ir sutarto termino (terminuot\u0173j\u0173) ind\u0117li\u0173 pal\u016bkan\u0173 norm\u0173 palyginim\u0105. \u012e paveikslus \u012ftrauktos tos euro zonos \u0161alys, kuri\u0173 duomenys skelbiami Europos Centrinio Banko (ECB) interneto svetain\u0117je. I\u0161sami\u0105 informacij\u0105 rasite ECB duomen\u0173 portale.<\/p>\n<\/p><\/div>\n<p>ECB paskelbtos euro zonos \u0161ali\u0173 kredito \u012fstaig\u0173 <strong>paskol\u0173 ir sutarto termino ind\u0117li\u0173 nauj\u0173 susitarim\u0173<\/strong><sup>1<\/sup> <strong>pal\u016bkan\u0173 normos<\/strong><sup>2<\/sup> euro zonos rezidentams rodo, kad:<\/p>\n<ul>&#13;<\/p>\n<li>2024 m. gruod\u017eio m\u0117n. Lietuvoje<strong> nam\u0173 \u016bkiams (gyventojams)<\/strong> si\u016blomos pal\u016bkanos u\u017e visus sutarto termino ind\u0117lius buvo didesn\u0117s nei euro zonos vidurkis;<\/li>\n<p>&#13;<\/p>\n<li>lyginant 2024 m. gruod\u017eio ir rugs\u0117jo m\u0117n. duomenis matyti, kad Lietuvoje ma\u017e\u0117jo visos nagrin\u0117jamos pal\u016bkan\u0173 normos, i\u0161skyrus paskol\u0173 nam\u0173 \u016bkiams kitiems tikslams nauj\u0173 susitarim\u0173 pal\u016bkan\u0173 normas;<\/li>\n<p>&#13;<\/p>\n<li><strong>nam\u0173 \u016bki\u0173 sutarto termino ind\u0117li\u0173<\/strong> Lietuvoje veikian\u010diose kredito \u012fstaigose <strong>pal\u016bkan\u0173 normos<\/strong> ir \u0161i\u0173 pal\u016bkan\u0173 norm\u0173 vidurkis euro zonoje per 3 m\u0117n. suma\u017e\u0117jo atitinkamai 0,28 ir 0,53 proc. punkto \u2013 iki 2,7 ir 2,45 proc. Lietuva, buvusi de\u0161imtoje vietoje, pakilo \u012f \u0161e\u0161t\u0105 viet\u0105 (\u017er. 1 pav.).<\/li>\n<p>&#13;\n<\/ul>\n<div>\n<table cellpadding=\"1\" cellspacing=\"1\" style=\"width:650px;\">&#13;<\/p>\n<tbody>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>1 pav. Nam\u0173 \u016bki\u0173 sutarto termino ind\u0117li\u0173 nauj\u0173 susitarim\u0173 pal\u016bkan\u0173 normos ir sumos<\/td>\n<p>&#13;<br \/>\n\t\t<\/tr>\n<p>&#13;<\/p>\n<tr>&#13;<\/p>\n<td><\/td>\n<p>&#13;<br \/>\n\t\t<\/tr>\n<p>&#13;<br \/>\n\t<\/tbody>\n<p>&#13;<br \/>\n<\/table>\n<ul>&#13;<\/p>\n<li><strong>ne finans\u0173 bendrovi\u0173 sutarto termino ind\u0117li\u0173<\/strong> tiek Lietuvoje veikian\u010diose kredito \u012fstaigose pal\u016bkan\u0173 normos, tiek \u0161i\u0173 pal\u016bkan\u0173 normos vidurkis euro zonoje per 3 m\u0117n. suma\u017e\u0117jo atitinkamai 0,36 ir 0,48 proc. punkto \u2013 iki 2,63 ir 2,80 proc. Lietuva pagal pal\u016bkan\u0173 norm\u0173 dyd\u012f krito \u012f keturiolikt\u0105 viet\u0105 ir vis dar buvo \u017eemiau euro zonos vidurkio (\u017er. 2\u00a0pav.);<\/li>\n<p>&#13;\n<\/ul>\n<table cellpadding=\"1\" cellspacing=\"1\">&#13;<\/p>\n<tbody>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>2 pav. Ne finans\u0173 bendrovi\u0173 sutarto termino ind\u0117li\u0173 nauj\u0173 susitarim\u0173 pal\u016bkan\u0173 normos ir sumos<\/td>\n<p>&#13;<br \/>\n\t\t<\/tr>\n<p>&#13;<\/p>\n<tr>&#13;<\/p>\n<td><img decoding=\"async\" alt=\"Lietuvoje ind\u0117li\u0173 pal\u016bkan\u0173 normos gyventojams didesn\u0117s nei euro zonoje\" src=\"https:\/\/www.lb.lt\/uploads\/documents\/images\/Statistika\/PFI\/202412_PA_Pav_5.png\" style=\"width: 650px; height: 353px;\"\/><\/td>\n<p>&#13;<br \/>\n\t\t<\/tr>\n<p>&#13;<br \/>\n\t<\/tbody>\n<p>&#13;<br \/>\n<\/table>\n<ul>&#13;<\/p>\n<li>Lietuvoje veikian\u010di\u0173 kredito \u012fstaig\u0173 <strong>paskol\u0173 nam\u0173 \u016bkiams b\u016bstui \u012fsigyti pal\u016bkan\u0173 normos<\/strong> ir \u0161i\u0173 pal\u016bkan\u0173 normos vidurkis euro zonoje per 3 m\u0117n. suma\u017e\u0117jo atitinkamai 0,66 ir 0,24 proc. punkto \u2013 iki 4,36 ir 3,35 proc. Lietuva i\u0161liko tre\u010dioje vietoje (\u017er. 3\u00a0pav.);<\/li>\n<p>&#13;\n<\/ul>\n<table cellpadding=\"1\" cellspacing=\"1\">&#13;<\/p>\n<tbody>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>3 pav. Paskol\u0173 nam\u0173 \u016bkiams b\u016bstui \u012fsigyti nauj\u0173 susitarim\u0173 pal\u016bkan\u0173 normos ir sumos<\/td>\n<p>&#13;<br \/>\n\t\t<\/tr>\n<p>&#13;<\/p>\n<tr>&#13;<\/p>\n<td><img decoding=\"async\" alt=\"Lietuvoje ind\u0117li\u0173 pal\u016bkan\u0173 normos gyventojams didesn\u0117s nei euro zonoje\" src=\"https:\/\/www.lb.lt\/uploads\/documents\/images\/Statistika\/PFI\/202412_PA_Pav_2.png\" style=\"width: 650px; height: 348px;\"\/><\/td>\n<p>&#13;<br \/>\n\t\t<\/tr>\n<p>&#13;<br \/>\n\t<\/tbody>\n<p>&#13;<br \/>\n<\/table>\n<ul>&#13;<\/p>\n<li>per pastaruosius 3 m\u0117n. Lietuvoje veikian\u010di\u0173 kredito \u012fstaig\u0173 <strong>vartojimo paskol\u0173 nam\u0173 \u016bkiams pal\u016bkan\u0173 normos<\/strong> ir \u0161i\u0173 pal\u016bkan\u0173 norm\u0173 vidurkis euro zonoje suma\u017e\u0117jo atitinkamai 0,12 ir 0,39 proc. punkto \u2013 iki 9,25 ir 7,36 proc. Lietuva krinta i\u0161 ketvirtos vietos \u012f penkt\u0105 (\u017er. 4\u00a0pav.);<\/li>\n<p>&#13;\n<\/ul>\n<table cellpadding=\"1\" cellspacing=\"1\">&#13;<\/p>\n<tbody>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>4 pav. Paskol\u0173 nam\u0173 \u016bkiams vartojimui nauj\u0173 susitarim\u0173 pal\u016bkan\u0173 normos ir sumos<\/td>\n<p>&#13;<br \/>\n\t\t<\/tr>\n<p>&#13;<\/p>\n<tr>&#13;<\/p>\n<td><img decoding=\"async\" alt=\"Lietuvoje ind\u0117li\u0173 pal\u016bkan\u0173 normos gyventojams didesn\u0117s nei euro zonoje\" src=\"https:\/\/www.lb.lt\/uploads\/documents\/images\/Statistika\/PFI\/202412_PA_Pav_3.png\" style=\"width: 650px; height: 351px;\"\/><\/td>\n<p>&#13;<br \/>\n\t\t<\/tr>\n<p>&#13;<br \/>\n\t<\/tbody>\n<p>&#13;<br \/>\n<\/table>\n<ul>&#13;<\/p>\n<li>per pastaruosius tris m\u0117nesius Lietuvoje veikian\u010di\u0173 kredito \u012fstaig\u0173 <strong>paskol\u0173 nam\u0173 \u016bkiams kitiems tikslams pal\u016bkan\u0173 normos<\/strong> padid\u0117jo 0,15 proc. punkto \u2013 iki 8,48 proc., o euro zonos \u0161ali\u0173 pal\u016bkan\u0173 norm\u0173 vidurkis suma\u017e\u0117jo 0,52 proc. punkto \u2013 iki 4,35 proc. Lietuva pagal pal\u016bkan\u0173 norm\u0173 dyd\u012f pakilo \u012f antr\u0105 viet\u0105 tarp euro zonos \u0161ali\u0173 (\u017er. 5\u00a0pav.);<\/li>\n<p>&#13;\n<\/ul>\n<table cellpadding=\"1\" cellspacing=\"1\">&#13;<\/p>\n<tbody>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>5 pav. Paskol\u0173 nam\u0173 \u016bkiams kitiems tikslams nauj\u0173 susitarim\u0173 pal\u016bkan\u0173 normos ir sumos<\/td>\n<p>&#13;<br \/>\n\t\t<\/tr>\n<p>&#13;<\/p>\n<tr>&#13;<\/p>\n<td><img decoding=\"async\" alt=\"Lietuvoje ind\u0117li\u0173 pal\u016bkan\u0173 normos gyventojams didesn\u0117s nei euro zonoje\" src=\"https:\/\/www.lb.lt\/uploads\/documents\/images\/Statistika\/PFI\/202412_PA_Pav_4.png\" style=\"width: 650px; height: 352px;\"\/><\/td>\n<p>&#13;<br \/>\n\t\t<\/tr>\n<p>&#13;<br \/>\n\t<\/tbody>\n<p>&#13;<br \/>\n<\/table>\n<ul>&#13;<\/p>\n<li>tiek Lietuvoje veikian\u010di\u0173 kredito \u012fstaig\u0173 <strong>paskol\u0173 ne finans\u0173 bendrov\u0117ms (\u012fmon\u0117ms) pal\u016bkan\u0173 normos<\/strong>tiek \u0161i\u0173 pal\u016bkan\u0173 normos vidurkis euro zonoje per 3 m\u0117n.<sup>3<\/sup> suma\u017e\u0117jo atitinkamai 0,58 ir 0,44 proc. punkto \u2013 iki 5,27 ir 4,24 proc. Ta\u010diau Lietuvoje \u0161ios pal\u016bkanos vienos did\u017eiausi\u0173 tarp euro zonos \u0161ali\u0173 \u2013 jos 103 baziniais punktais auk\u0161tesn\u0117s nei euro zonos vidurkis (\u017er. 6\u00a0pav.)<\/li>\n<p>&#13;\n<\/ul>\n<table cellpadding=\"1\" cellspacing=\"1\">&#13;<\/p>\n<tbody>&#13;<\/p>\n<tr>&#13;<\/p>\n<td>6 pav. Paskol\u0173 ne finans\u0173 bendrov\u0117ms nauj\u0173 susitarim\u0173 pal\u016bkan\u0173 normos ir sumos<\/td>\n<p>&#13;<br \/>\n\t\t<\/tr>\n<p>&#13;<\/p>\n<tr>&#13;<\/p>\n<td><img decoding=\"async\" alt=\"Lietuvoje ind\u0117li\u0173 pal\u016bkan\u0173 normos gyventojams didesn\u0117s nei euro zonoje\" src=\"https:\/\/www.lb.lt\/uploads\/documents\/images\/Statistika\/PFI\/202412_PA_Pav_1.png\" style=\"width: 650px; height: 355px;\"\/><\/td>\n<p>&#13;<br \/>\n\t\t<\/tr>\n<p>&#13;<br \/>\n\t<\/tbody>\n<p>&#13;<br \/>\n<\/table>\n<hr align=\"left\" size=\"1\" width=\"33%\"\/>\n<div id=\"ftn1\">\n<p><sup>1<\/sup> Nauji susitarimai apima finansines sutartis, kuriose pirm\u0105 kart\u0105 nustatoma paskolos ar ind\u0117lio pal\u016bkan\u0173 norma, ir sutartis esam\u0173 paskol\u0173 ar ind\u0117li\u0173, kuri\u0173 s\u0105lygos yra persvarstytos. Nauji paskol\u0173 susitarimai neapima atnaujinam\u0173j\u0173 paskol\u0173 ir s\u0105skait\u0173 l\u0117\u0161\u0173 pereikvojimo, kredito kortel\u0117s kredito. Nauji ind\u0117li\u0173 susitarimai neapima automatinio esam\u0173 ind\u0117li\u0173 sutar\u010di\u0173 s\u0105lyg\u0173 persvarstymo.<\/p>\n<\/div>\n<div id=\"ftn2\">\n<p><sup>2<\/sup> Nauj\u0173 susitarim\u0173 per ataskaitin\u012f m\u0117nes\u012f svertin\u0117s pal\u016bkan\u0173 normos pateikiamos procentais per metus.<\/p>\n<p><sup>3<\/sup> Lyginami 2024 m. rugs\u0117jo ir gruod\u017eio m\u0117n. duomenys.<\/p>\n<p>Prane\u0161imo pdf versija (324.4 KB <i class=\"fa fa-download\"\/><span class=\"visibility-hidden\">Atsisi\u0173skite piktogram\u0105<\/span>)<\/p>\n<\/div>\n<\/div><\/div>\n<p><script>\n    !function(f,b,e,v,n,t,s){if(f.fbq)return;n=f.fbq=function(){n.callMethod?\n            n.callMethod.apply(n,arguments):n.queue.push(arguments)};if(!f._fbq)f._fbq=n;\n            n.push=n;n.loaded=!0;n.version='2.0';n.queue=();t=b.createElement(e);t.async=!0;\n            t.src=v;s=b.getElementsByTagName(e)(0);s.parentNode.insertBefore(t,s)}(window,\n        document,'script','https:\/\/connect.facebook.net\/en_US\/fbevents.js');\n    fbq('init', '449445692451263'); \/\/ Insert your pixel ID here.\n    fbq('track', 'PageView');\n<\/script><br \/>\n<br \/><br \/>\n<br \/><a href=\"https:\/\/www.lb.lt\/lt\/naujienos\/lietuvoje-indeliu-palukanu-normos-gyventojams-didesnes-nei-euro-zonoje\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Lietuvos bankas skelbia 2024 m. gruod\u017eio m\u0117n. m\u016bs\u0173 \u0161alies ir kit\u0173 euro zonos \u0161ali\u0173 kredito \u012fstaig\u0173 (bank\u0173 ir kredito unij\u0173) nauj\u0173 paskol\u0173 ir sutarto termino (terminuot\u0173j\u0173) ind\u0117li\u0173 pal\u016bkan\u0173 norm\u0173 palyginim\u0105. \u012e paveikslus \u012ftrauktos tos euro zonos \u0161alys, kuri\u0173 duomenys skelbiami Europos Centrinio Banko (ECB) interneto svetain\u0117je. 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